RetireCheaper

Retirement visa finder: the countries you qualify for on what you have

Type in your monthly income, your savings and your age. The finder shows the residence routes you qualify for, country by country, and the cities we price in each one.

Research review · Updated

There are two ways to use this. Choose Live there if you're dreaming of settling somewhere, and you'll see the retirement visas you qualify for. Choose Keep moving if you'd rather roam, and you'll see where you can stay a few happy months before the next place.

Most countries that welcome American retirees ask for one thing: proof of money. Some want a monthly pension, some a bank deposit, some a home purchase, and a few ask for no fixed amount at all. Put in what you have, and the finder checks the residence rules behind our city data, then lists the countries where you qualify and the cities there with what a budget month costs.

How the finder decides

  • Income means money that arrives every month and can be documented: Social Security, a pension, an annuity, or steady passive income such as rent or dividends. Most pensioner visas accept only pensions, while rentista visas take other steady income.
  • Savings covers routes that ask for a bank deposit or a minimum balance, and routes where income or savings will do. A few, like the Philippines' SRRV, want both.
  • Age matters for some programs: Thailand's retirement visas start at 50, for example. Leave it blank to see every route.
  • Buying a home opens routes that grant residence to property owners. Tick the box to include them; the amount shown is the home value the rule asks for.
  • Remote work routes (digital nomad visas) appear only when you tick that box, since they need income from work, not a pension.
  • Keep moving is for slow travel. It skips residence permits and checks visitor rules instead: how you get in (visa-free, e-visa or visa on arrival), how long you can stay, whether you can extend, and shared zones such as Schengen, where 90 days in any 180 covers the whole zone. Pick how long you want in each place, and it lists the countries that allow it, cheapest first.
  • Routes closed to newcomers are left out. A route marked unconfirmed comes from a published guide because we could not confirm the figure on a government page.

Each country card also lists the cities we price there, with the cheapest budget month: budget living costs plus the cheapest suitable rental we found. Tap a city to open it in our income tool with your numbers.

Countries with retirement visas and what they require

The lowest income route and the lowest savings or property route we track in each country, for one main applicant. Amounts set in local currency are converted to dollars at the rate on the date checked.

CountryLowest income routeLowest savings or property routeVisa-free stay
Albania$1,229 a month Residence permit for pensioners (Law 79/2021 Art. 85) source (unconfirmed)None in our data365 days
Argentina$1,287 a month Pensionado temporary residence sourceNone in our data90 days
ArmeniaNone in our dataNone in our data180 days
Belize$2,000 a month plus $24,000 saved Qualified Retired Persons (QRP) program sourceNone in our data30 days
BoliviaNo fixed income minimum published Temporary residence (Permanencia Temporal) sourceNone in our data90 days
Bosnia and HerzegovinaNo fixed income minimum published Permanent residence sourceNone in our data90 days
Brazil$2,000 a month Retiree / pensioner residence (VITEM XIV) source (unconfirmed)$91,140 saved Business investor residence (VITEM IX) source (unconfirmed)90 days
Bulgaria$693 a month Pensioner long-stay D visa and residence permit (Art. 24(1)(10) Foreigners Act) sourcea home worth $343,369 Prolonged residence permit, real estate or company investment (Art. 24(1)(19)) source90 days
CambodiaNo fixed income minimum published Retirement (ER) extension of stay, age 55+ sourceNone in our data30 days
ChileNo fixed income minimum published Temporary residence for retirees (Jubilados), Decreto 177 art. 53 sourceNone in our data90 days
Colombia$1,616 a month Pensioner (M) visa source$53,868 saved Partner or owner (M) visa source90 days
Costa Rica$1,000 a month Pensionado (temporary residence) source$200,000 saved Inversionista (investor residence) source180 days
Czech Republic$851 a month Long-term residence permit (business or family), income test source$5,318 saved Long-term visa (D, over 90 days), funds test source90 days
DominicaNo fixed income minimum published Residence permit (temporary residence) source (unconfirmed)a home worth $200,000 Citizenship by Investment (Economic Diversification Fund or real estate) source14 days
Dominican Republic$1,500 a month Pensionado residency (Law 171-07) sourceNone in our data30 days
Ecuador$1,446 a month Temporary residence, pensioner (jubilado) source$48,200 saved Temporary residence, investor (inversionista) source90 days
EgyptNo fixed income minimum published No pensioner or retiree visa found source (unconfirmed)a home worth $100,000 Residence by property purchase ($100,000+) source (unconfirmed)30 days
El Salvador$1,226 a month Temporary residence: pensionado (form F-07) source (unconfirmed)$1,635,200 saved Temporary residence: investor (form F-04) source (unconfirmed)90 days
GeorgiaNone in our dataa home worth $150,000 Short-term residence permit (property owner) source365 days
GreeceNone in our dataa home worth $894,324 Golden Visa (real estate investment, Attica) source90 days
Guatemala$1,250 a month Rentista or Pensionado (permanent residence) sourceNone in our data90 days
Honduras$1,500 a month Pensionado residence source (unconfirmed)None in our data90 days
HungaryNo fixed income minimum published Residence permit on financial means (retirement) sourcea home worth $280,400 Guest Investor permit (real estate fund) source (unconfirmed)90 days
Indonesia$3,000 a month Retirement KITAS (E33F) source$110,229 saved Second Home visa (E33) source30 days
JordanNone in our dataNone in our data30 days
Kosovo$467 a month Temporary residence permit (means of subsistence) sourceNone in our data90 days
LaosNo fixed income minimum published Retirement visa (category listed by the Lao Department of Immigration) sourceNone in our data30 days
Malaysia$1,716 a month or $36,765 saved, age 50+ Sarawak S-MM2H (official FAQ, age 50+) source$32,000 saved, age 50+ MM2H SEZ/SFZ (Forest City, Johor), age 50+ source90 days
Mexico$4,448 a month Temporary Resident (income route) source$74,398 saved Temporary Resident (savings route) source180 days
MoldovaNo fixed income minimum published Provisional residence "for other purposes" (no dedicated retiree category) source$5,547 saved Foreign investor / shareholder residence (Law 200/2010 art. 36-1) source (unconfirmed)90 days
MontenegroNone in our dataa home worth $4,085 Temporary residence by property ownership source (unconfirmed)90 days
MoroccoNo fixed income minimum published Residence card (carte de sejour) after arrival source (unconfirmed)None in our data90 days
Nepal$1,667 a month plus $20,000 saved, age 60+ Residential visa (foreigner living in Nepal without business, age 60+ or retired) source$100,000 saved Residential visa for investors (USD 100,000 in an industrial business) source150 days
North MacedoniaNo fixed income minimum published Temporary residence on other grounds (work, study, family, volunteering, medical, humanitarian) sourcea home worth $44,770 Temporary residence by buying property (EU or OECD resident) source90 days
Panama$1,000 a month Pensionado (jubilado pensionado) source$5,000 saved Friendly Nations visa (economic ties) source (unconfirmed)180 days
ParaguayNo fixed income minimum published Temporary residence (Residencia Temporal) source$200,000 saved Investor Pass source (unconfirmed)90 days
Peru$1,000 a month Rentista residente (pension or permanent foreign income) sourceNone in our data90 days
Philippines$800 a month plus $15,000 saved, age 50+ SRRV Classic, pensioner age 50+ source$30,000 saved, age 50+ SRRV Classic, non-pensioner age 50+ source30 days
Portugal$1,029 a month Residency visa for retirement or passive income (D7), main applicant source$560,790 saved Golden Visa, investment fund route source (unconfirmed)90 days
SerbiaNone in our dataNone in our data90 days
South Africa$2,221 a month plus $2,221 saved Retired person's visa sourceNone in our data90 days
Spain$2,683 a month or $32,197 saved Non-lucrative residence visa (single applicant) sourceNone in our data90 days
Taiwan$4,902 a month Employment Gold Card (salary route) source$200,000 saved Foreign investor resident visa source180 days
Thailand$1,925 a month or $23,697 saved, age 50+ Non-Immigrant O-A long-stay visa (age 50+) sourceNone in our data30 days
TunisiaNo fixed income minimum published Residence card (carte de sejour) from the Interior Ministry source (unconfirmed)None in our data90 days
TurkeyNo fixed income minimum published Short-term residence permit (tourism purpose) sourceNone in our data90 days
Uruguay$1,500 a month Retiree benefit under Ley 16.340 (foreign pension) sourcea home worth $100,000 Investment route (property or public securities) source90 days
UzbekistanNone in our data$250,000 saved Golden Visa (investor), 5-year residence permit source (unconfirmed)30 days
VietnamNone in our data$117,188 saved Investor visa DT3 (3 to under 50 billion VND capital) source90 days

49 countries, one main applicant, from the rules behind our city data. Remote-work visas and routes closed to newcomers are left out of this table but shown in the finder when they apply.

Before you apply

Treat the finder as a shortlist. Consulates set many of these figures and update them, often once a year when a minimum wage changes, and a route that pays in local currency moves with the exchange rate. Most applications also need an apostille on US records, a background check and health insurance; our glossary explains the paperwork terms. For what living there does to your taxes and Social Security, start with how to collect Social Security abroad, and confirm the current rules with the official source or an immigration lawyer before you pay any fees.

Questions people ask

Which country has the lowest retirement visa income requirement?
Among the routes in our data with a stated pension minimum, Bulgaria's pensioner permit asks for means of at least the national minimum wage, about $693 a month in 2026. The Philippines' SRRV takes $800 a month plus a $15,000 deposit at 50 or older, and Panama, Peru and Costa Rica ask about $1,000 a month. Paraguay, Turkey and Bolivia publish no fixed income minimum for their temporary residence routes.
Can I retire abroad on Social Security alone?
Often, yes. Most pensioner visas accept Social Security as a pension, and the average retired-worker benefit was about $2,089 a month in September 2026, according to SSA. That clears the pension minimum in Panama, Peru, Ecuador, Uruguay, Colombia, the Dominican Republic, Argentina, Portugal and several other countries in our data.
Can I get residency by buying property?
In some countries. Georgia grants a residence permit to owners of property worth $150,000, Uruguay accepts a $100,000 home held for 10 years, and Turkey lets property owners apply for a short-term residence permit. Tick the property box in the finder to include these routes.
Are there age limits?
Some programs set one. Thailand's retirement visas start at 50, the Philippines' SRRV prices its deposit by age (40 to 49 or 50 and older), and Cambodia's retirement extension is for people 55 and older. Most Latin American pensioner and rentista visas in our data test income, not age.
Does the finder work for couples?
The routes are shown for one main applicant, and most countries add a set amount for a spouse: Panama adds $250 a month per dependent, the Dominican Republic $250, and Portugal's D7 adds half the main amount for a second adult. Choose Couple to see city budgets for two people.