There are two ways to use this. Choose Live there if you're dreaming of settling somewhere, and you'll see the retirement visas you qualify for. Choose Keep moving if you'd rather roam, and you'll see where you can stay a few happy months before the next place.
Most countries that welcome American retirees ask for one thing: proof of money. Some want a monthly pension, some a bank deposit, some a home purchase, and a few ask for no fixed amount at all. Put in what you have, and the finder checks the residence rules behind our city data, then lists the countries where you qualify and the cities there with what a budget month costs.
How the finder decides
- Income means money that arrives every month and can be documented: Social Security, a pension, an annuity, or steady passive income such as rent or dividends. Most pensioner visas accept only pensions, while rentista visas take other steady income.
- Savings covers routes that ask for a bank deposit or a minimum balance, and routes where income or savings will do. A few, like the Philippines' SRRV, want both.
- Age matters for some programs: Thailand's retirement visas start at 50, for example. Leave it blank to see every route.
- Buying a home opens routes that grant residence to property owners. Tick the box to include them; the amount shown is the home value the rule asks for.
- Remote work routes (digital nomad visas) appear only when you tick that box, since they need income from work, not a pension.
- Keep moving is for slow travel. It skips residence permits and checks visitor rules instead: how you get in (visa-free, e-visa or visa on arrival), how long you can stay, whether you can extend, and shared zones such as Schengen, where 90 days in any 180 covers the whole zone. Pick how long you want in each place, and it lists the countries that allow it, cheapest first.
- Routes closed to newcomers are left out. A route marked unconfirmed comes from a published guide because we could not confirm the figure on a government page.
Each country card also lists the cities we price there, with the cheapest budget month: budget living costs plus the cheapest suitable rental we found. Tap a city to open it in our income tool with your numbers.
Countries with retirement visas and what they require
The lowest income route and the lowest savings or property route we track in each country, for one main applicant. Amounts set in local currency are converted to dollars at the rate on the date checked.
| Country | Lowest income route | Lowest savings or property route | Visa-free stay |
|---|---|---|---|
| Albania | $1,229 a month Residence permit for pensioners (Law 79/2021 Art. 85) source (unconfirmed) | None in our data | 365 days |
| Argentina | $1,287 a month Pensionado temporary residence source | None in our data | 90 days |
| Armenia | None in our data | None in our data | 180 days |
| Belize | $2,000 a month plus $24,000 saved Qualified Retired Persons (QRP) program source | None in our data | 30 days |
| Bolivia | No fixed income minimum published Temporary residence (Permanencia Temporal) source | None in our data | 90 days |
| Bosnia and Herzegovina | No fixed income minimum published Permanent residence source | None in our data | 90 days |
| Brazil | $2,000 a month Retiree / pensioner residence (VITEM XIV) source (unconfirmed) | $91,140 saved Business investor residence (VITEM IX) source (unconfirmed) | 90 days |
| Bulgaria | $693 a month Pensioner long-stay D visa and residence permit (Art. 24(1)(10) Foreigners Act) source | a home worth $343,369 Prolonged residence permit, real estate or company investment (Art. 24(1)(19)) source | 90 days |
| Cambodia | No fixed income minimum published Retirement (ER) extension of stay, age 55+ source | None in our data | 30 days |
| Chile | No fixed income minimum published Temporary residence for retirees (Jubilados), Decreto 177 art. 53 source | None in our data | 90 days |
| Colombia | $1,616 a month Pensioner (M) visa source | $53,868 saved Partner or owner (M) visa source | 90 days |
| Costa Rica | $1,000 a month Pensionado (temporary residence) source | $200,000 saved Inversionista (investor residence) source | 180 days |
| Czech Republic | $851 a month Long-term residence permit (business or family), income test source | $5,318 saved Long-term visa (D, over 90 days), funds test source | 90 days |
| Dominica | No fixed income minimum published Residence permit (temporary residence) source (unconfirmed) | a home worth $200,000 Citizenship by Investment (Economic Diversification Fund or real estate) source | 14 days |
| Dominican Republic | $1,500 a month Pensionado residency (Law 171-07) source | None in our data | 30 days |
| Ecuador | $1,446 a month Temporary residence, pensioner (jubilado) source | $48,200 saved Temporary residence, investor (inversionista) source | 90 days |
| Egypt | No fixed income minimum published No pensioner or retiree visa found source (unconfirmed) | a home worth $100,000 Residence by property purchase ($100,000+) source (unconfirmed) | 30 days |
| El Salvador | $1,226 a month Temporary residence: pensionado (form F-07) source (unconfirmed) | $1,635,200 saved Temporary residence: investor (form F-04) source (unconfirmed) | 90 days |
| Georgia | None in our data | a home worth $150,000 Short-term residence permit (property owner) source | 365 days |
| Greece | None in our data | a home worth $894,324 Golden Visa (real estate investment, Attica) source | 90 days |
| Guatemala | $1,250 a month Rentista or Pensionado (permanent residence) source | None in our data | 90 days |
| Honduras | $1,500 a month Pensionado residence source (unconfirmed) | None in our data | 90 days |
| Hungary | No fixed income minimum published Residence permit on financial means (retirement) source | a home worth $280,400 Guest Investor permit (real estate fund) source (unconfirmed) | 90 days |
| Indonesia | $3,000 a month Retirement KITAS (E33F) source | $110,229 saved Second Home visa (E33) source | 30 days |
| Jordan | None in our data | None in our data | 30 days |
| Kosovo | $467 a month Temporary residence permit (means of subsistence) source | None in our data | 90 days |
| Laos | No fixed income minimum published Retirement visa (category listed by the Lao Department of Immigration) source | None in our data | 30 days |
| Malaysia | $1,716 a month or $36,765 saved, age 50+ Sarawak S-MM2H (official FAQ, age 50+) source | $32,000 saved, age 50+ MM2H SEZ/SFZ (Forest City, Johor), age 50+ source | 90 days |
| Mexico | $4,448 a month Temporary Resident (income route) source | $74,398 saved Temporary Resident (savings route) source | 180 days |
| Moldova | No fixed income minimum published Provisional residence "for other purposes" (no dedicated retiree category) source | $5,547 saved Foreign investor / shareholder residence (Law 200/2010 art. 36-1) source (unconfirmed) | 90 days |
| Montenegro | None in our data | a home worth $4,085 Temporary residence by property ownership source (unconfirmed) | 90 days |
| Morocco | No fixed income minimum published Residence card (carte de sejour) after arrival source (unconfirmed) | None in our data | 90 days |
| Nepal | $1,667 a month plus $20,000 saved, age 60+ Residential visa (foreigner living in Nepal without business, age 60+ or retired) source | $100,000 saved Residential visa for investors (USD 100,000 in an industrial business) source | 150 days |
| North Macedonia | No fixed income minimum published Temporary residence on other grounds (work, study, family, volunteering, medical, humanitarian) source | a home worth $44,770 Temporary residence by buying property (EU or OECD resident) source | 90 days |
| Panama | $1,000 a month Pensionado (jubilado pensionado) source | $5,000 saved Friendly Nations visa (economic ties) source (unconfirmed) | 180 days |
| Paraguay | No fixed income minimum published Temporary residence (Residencia Temporal) source | $200,000 saved Investor Pass source (unconfirmed) | 90 days |
| Peru | $1,000 a month Rentista residente (pension or permanent foreign income) source | None in our data | 90 days |
| Philippines | $800 a month plus $15,000 saved, age 50+ SRRV Classic, pensioner age 50+ source | $30,000 saved, age 50+ SRRV Classic, non-pensioner age 50+ source | 30 days |
| Portugal | $1,029 a month Residency visa for retirement or passive income (D7), main applicant source | $560,790 saved Golden Visa, investment fund route source (unconfirmed) | 90 days |
| Serbia | None in our data | None in our data | 90 days |
| South Africa | $2,221 a month plus $2,221 saved Retired person's visa source | None in our data | 90 days |
| Spain | $2,683 a month or $32,197 saved Non-lucrative residence visa (single applicant) source | None in our data | 90 days |
| Taiwan | $4,902 a month Employment Gold Card (salary route) source | $200,000 saved Foreign investor resident visa source | 180 days |
| Thailand | $1,925 a month or $23,697 saved, age 50+ Non-Immigrant O-A long-stay visa (age 50+) source | None in our data | 30 days |
| Tunisia | No fixed income minimum published Residence card (carte de sejour) from the Interior Ministry source (unconfirmed) | None in our data | 90 days |
| Turkey | No fixed income minimum published Short-term residence permit (tourism purpose) source | None in our data | 90 days |
| Uruguay | $1,500 a month Retiree benefit under Ley 16.340 (foreign pension) source | a home worth $100,000 Investment route (property or public securities) source | 90 days |
| Uzbekistan | None in our data | $250,000 saved Golden Visa (investor), 5-year residence permit source (unconfirmed) | 30 days |
| Vietnam | None in our data | $117,188 saved Investor visa DT3 (3 to under 50 billion VND capital) source | 90 days |
49 countries, one main applicant, from the rules behind our city data. Remote-work visas and routes closed to newcomers are left out of this table but shown in the finder when they apply.
Before you apply
Treat the finder as a shortlist. Consulates set many of these figures and update them, often once a year when a minimum wage changes, and a route that pays in local currency moves with the exchange rate. Most applications also need an apostille on US records, a background check and health insurance; our glossary explains the paperwork terms. For what living there does to your taxes and Social Security, start with how to collect Social Security abroad, and confirm the current rules with the official source or an immigration lawyer before you pay any fees.